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Insurance!

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Old 10-04-2005, 10:58 AM
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Insurance!

I am looking for the best deals on insurance. I am not the richest of people so money is very tight. Should I go with a cheap geico and titan ect, or the big names like state farm and progressive? I am 20 and have 2 speeding tickets on my record ( one is totaly bogas, 58 in a 55, i just looked suspicious) How much would that increase my monthly payments?
Old 10-04-2005, 11:09 AM
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You may want to try Wawanesa (1-800-640-2920) we have shop around quite a bit and found this to be the cheapest. As a matter of fact when call those insurance places that say they beat any price, we tell them that we have Wawanesa they tell us they can't beat it.
Old 10-04-2005, 12:10 PM
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Where is that place out of? Are they good with trucks? Thanks Bro!
Old 10-04-2005, 02:40 PM
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Progressive For Me

I went with progressive, saved me around 600 dollars a year from Geico. I only ever had two speeding tickets 85 in 55 (only written for 75, cause the truck I was in the speedo only went that high) and the other was a entrapment, they got me doing 35 in a 25, cause I was doing 35 before the 25 sign was shown, yeah that really sucked. Anyway I'm 23, never had anything else and I'm about 900 every 6 months (1800 a year) That's the best I found for full coverage for my young butt on a 2005 truck.
Old 10-04-2005, 02:41 PM
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Not quite sure where their out of, just give them a call and ask. They insure mine.

My isnurance premium is $2059 a year, for me my wife and my teenage daughter on 1 jeep, my truck.
Old 10-04-2005, 03:28 PM
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mine is under 200 bucks every six months. Because 1. i have a flat bed and 2. im down as a farm driver.
Old 10-04-2005, 03:49 PM
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Where do you live is the biggest question. Are you a member of the Military or other large organization. (group discounts).
Old 10-04-2005, 04:17 PM
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I live in N. Indiana and I am on my parents insurance along with my brother and sister ( multi-vwhicle discount) They say that my insurance will go from around 500 every 6 mo. to 900-1200 every six months. That seems a bit drastic. That is why they won't co-sign my loan for a new CTD. The insurance co. hasn't found my 2 tickets yet and that is why my insurance hasn't gone up yet. Also how does a flat bed lower insurance. I could get farm plates for my new truck and save mony. It is going to be worked.

Last edited by Bosshawg600; 10-04-2005 at 04:19 PM. Reason: addition
Old 10-04-2005, 04:27 PM
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i am 21 with a clean driving record. I was 19 when i bought my CTD new My dad co-signed for the loan, but last year i refinanced it totally in my name. But anyways by insurance was a little over 1100$ every 6 months ,but last time i payed 900$ something. They (shelter insurance) told me when i turned 21 my insurance should be cut in half . Back to my clean driving record i have had two wrecks, 2 tickets, 1 warning, but no claims on my insurance and nothing on my record .
Old 10-04-2005, 04:45 PM
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Insurance

Boy I wish mine would be cut in half. Of course if I move outa Rhode Island that will happen. Believe me it's crazy up here (and I know there's others that are killer like here) I had a 2003 s-10, 4 banger for millage with a 5 speed, and I paid 2800 a year. They considered it a sport truck. So I pay less for a newer, bigger, can do a heck of a lot more damage truck... Ah whaterver = ) I actually pay 4,000 a year for me and my fianc`e (which will drop when were married) but that's for 2 cars, new, under both) it's hard cause if I go with a different company I loose the insurace for the ATV (free so far) he he.
Old 10-04-2005, 06:44 PM
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well farm bureau thinks that if its got a flatbed, that it wont be used on the road as much. they think its a farm truck. so they dont think that a 15 year old kid is gunna be drivin a 450 hp one ton dually.
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