Insurance!
Insurance!
I am looking for the best deals on insurance. I am not the richest of people so money is very tight. Should I go with a cheap geico and titan ect, or the big names like state farm and progressive? I am 20 and have 2 speeding tickets on my record ( one is totaly bogas, 58 in a 55, i just looked suspicious) How much would that increase my monthly payments?
You may want to try Wawanesa (1-800-640-2920) we have shop around quite a bit and found this to be the cheapest. As a matter of fact when call those insurance places that say they beat any price, we tell them that we have Wawanesa they tell us they can't beat it.
Progressive For Me
I went with progressive, saved me around 600 dollars a year from Geico. I only ever had two speeding tickets 85 in 55 (only written for 75, cause the truck I was in the speedo only went that high) and the other was a entrapment, they got me doing 35 in a 25, cause I was doing 35 before the 25 sign was shown, yeah that really sucked. Anyway I'm 23, never had anything else and I'm about 900 every 6 months (1800 a year) That's the best I found for full coverage for my young butt on a 2005 truck.
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I live in N. Indiana and I am on my parents insurance along with my brother and sister ( multi-vwhicle discount) They say that my insurance will go from around 500 every 6 mo. to 900-1200 every six months. That seems a bit drastic. That is why they won't co-sign my loan for a new CTD. The insurance co. hasn't found my 2 tickets yet and that is why my insurance hasn't gone up yet. Also how does a flat bed lower insurance. I could get farm plates for my new truck and save mony. It is going to be worked.
Last edited by Bosshawg600; Oct 4, 2005 at 04:19 PM. Reason: addition
i am 21 with a clean driving record. I was 19 when i bought my CTD new
My dad co-signed for the loan, but last year i refinanced it totally in my name. But anyways by insurance was a little over 1100$ every 6 months ,but last time i payed 900$ something. They (shelter insurance) told me when i turned 21 my insurance should be cut in half
. Back to my clean driving record i have had two wrecks, 2 tickets, 1 warning, but no claims on my insurance and nothing on my record
.
My dad co-signed for the loan, but last year i refinanced it totally in my name. But anyways by insurance was a little over 1100$ every 6 months ,but last time i payed 900$ something. They (shelter insurance) told me when i turned 21 my insurance should be cut in half
. Back to my clean driving record i have had two wrecks, 2 tickets, 1 warning, but no claims on my insurance and nothing on my record
.
Insurance
Boy I wish mine would be cut in half. Of course if I move outa Rhode Island that will happen. Believe me it's crazy up here (and I know there's others that are killer like here) I had a 2003 s-10, 4 banger for millage with a 5 speed, and I paid 2800 a year. They considered it a sport truck. So I pay less for a newer, bigger, can do a heck of a lot more damage truck... Ah whaterver = ) I actually pay 4,000 a year for me and my fianc`e (which will drop when were married) but that's for 2 cars, new, under both) it's hard cause if I go with a different company I loose the insurace for the ATV (free so far) he he.
well farm bureau thinks that if its got a flatbed, that it wont be used on the road as much. they think its a farm truck. so they dont think that a 15 year old kid is gunna be drivin a 450 hp one ton dually.
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Nov 25, 2006 10:18 AM



