Yes, I ran over a ford taurus. The lady merged into traffic from the median, and I had nowhere to go, so my left rear tires ran over her passenger side door and fender. Did not touch my underbody box or my flatbed, just bent the lip around my outer wheel that the wheel weights attach to, and scuffed my nice simulator.

Her insurance is giving me the run-around, I guess it wasn't her car she was actually driving. My question is, I guess I need to have my truck actually inspected by a shop, to make sure the axle is still hung right and my wheels & studs, etc are OK? I jacked the rear axle up and put it in gear to watch the wheels, they seem OK, and it looks like it's hung straight. Is the inspection something her insurance should pay for, and maybe my wheel? The cop didn't write her a ticket, they don't unless someone is injured. (Maybe I should have punched her in the mouth. Just kidding.) So even though someone is obviously at fault, no blame is assigned and you're on your own to get your vehicle fixed, it seems.

 

I would take the truck in and have it looked at. If it's determined that she's at fault, she should be responsible for your expenses. At least I would think so.

Also, your insurance agant should be able to point you in the right direction as far as repairs, etc.

 

Sounds like you did the world a favor. Squashed another annoying bug. It was probably ready to break down anyway.

Glad you weren't hurt.

John

 

The best way to ensure your satisfaction is to file a claim with your insurance company. They will in turn square your vehicle away for you and then go after the insurance company of the other driver.

 

They probably wont go after anyone if no one is sited as being at fault.... which I don't see how they don't site unless someone is hurt... should have gotten out of the truck holding your neck.. as much as it pains me to say it - the world is coming to that...

Sounds to me like with no one at fault - your insurance will obviously cover repairs, but your premium may be going up for it...

 

Kind of what I figured. I told my agent about it, but don't want to file a claim and have my rates go up. That sucks. At least all I'm out is an inspection charge and a wheel, I think. Her insurance co. called me for a recorded statement of what happened, evidently she told them I ran into her. Wish I'd gotten her hood and grille too, and left the truck parked up on it. I hate dishonest people.

 

Well, someone was at fault. It is difficult for an accident to occur without some type of fault. I don't see any relation between issuing a driving offence and an injury taking place. It is almost implying that an accident didn't exist if nobody is hurt - it doesn't make sense. I think you need to visit the police station to get that sorted out properly - especially if this woman is telling her insurance company a completely different story. Obviously, a moving violation occurred or the accident would never have happened. At a minimum, it is the officers responsibility to establish fault at the scene.

 

that's odd that they didn't write her a ticket. i've been to a lot of wrecks that there were no injuries but citations were still written. maybe she has friends in high places.

 

example of no-one being at fault; lightning strikes the traffic lights and the lights stay on green for all sides. but in this case youre still screwed because it would be deemed an act of god and not even your insurance would cover your damages.

 

Evidently, the insurance companies duke it out. With no witnesses, and no injuries, and both vehicles still driveable, the cop just writes an incident report, but doesn't establish who was at fault. Each insurance company believes the story of their driver, and if you want to try to get the other side to pay for your repairs you have to establish proof of fault and sue them. I'm not getting anywhere with them. What a pain. Maybe it's just a Maryland thing, which wouldn't surprise me. Looks like I'll just have to buy another wheel and simulator. I guess it could have been worse though. Too bad she didn't meet up with my hitch, it's a nasty chunk of metal.

 

Again, fault in that instance, has been established....the traffic light malfunction is the fault that is the root cause of the accident. There is always a fault to cause an accident. I would have an expectation that one of the officers duties is to establish fault but apparently that is not the case in MD??

 

Lets all sing to the tune of the old Ford commercial:

-- Have you driven over a Ford lately --

 

In CA the law says you cannot enter an intersection if it is unsafe. Therefore if your light is green and cars are in the intersection going some other way, you are not to enter the intersection.