What does every one think about going to liability after truck is paid off?

 

I think that with my luck in a month or two I'd be seling my truck for salvage and having to buy a new one.

Is there a way to lessen the coverage, but not drop it? Some companies have like a low mileage plan, for a senond car and such.
Maybe you could just lower the premium by increasing the deductible?

 

With my luck, as soon as I got off the phone with the insurance agent changing to liability only, some clown would steal my truck, drive into a hurricane, get crunched by a falling tree branch, and get hit & totalled by an uninsured motorist.

 

I wouldn't drop the full coverage either. I would try to change the deductibles so that it didn't cost that much. Even if your deductible is high, it is better then having to buy a new vechile.

 

Is the residule value something you are willing to lose if something happens? Is the $50-75 a month worth that value? Personlally I would not do it.

Randy

 

Spend much time in Vegas?

 

I did an idiot thing over thanksgiving. Left my tailgate down and backed into a tree. It cost about $1200.00 to replace the tailgate. At todays material and labor cost it does not take much to rack up a big bill.

Glad I had full coverage.