1st Gen. Ram - All Topics Discussion for all Dodge Rams prior to 1994. This includes engine, drivetrain and non-drivetrain discussions. Anything prior to 1994 should go in here.

I need a little bit of help from my 1st gen brothers.

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Old Jan 18, 2008 | 07:34 PM
  #46  
BBrown's Avatar
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From: Northeast PA, about an hour from everywhere
GIT-R-DONE and leper
ya'll got PM's
Bob
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Old Jan 18, 2008 | 09:52 PM
  #47  
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From: Nevada Co., CA
Can you settle such matters in small claims court? In some states the limit is fairly high. Contact the jerk that hit you and tell him that his insurance company is ripping you off and that you're going to have to sue him - might put a little more pressure on the insurance co.

I have a couple friends in the auto body business and have learned from them that all insurance companies (even the "best" high dollar ones) will rip you off. Their bottom line is all that matters.
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Old Jan 19, 2008 | 08:31 AM
  #48  
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From: Dallas Baby!!!!
I was told to contact the Texas board of insurance. I might file a report with them and have them look into it for me. It seems that Farmers insurance has a habit of doing this to other people. I talked to a couple of people "in the know" and I was told that money I put into the truck, does come into play.

I still havent heard from the injury side of it. I wonder if they are waiting for me to cash the other check before they proceed. Depending on how that goes, I may just leave it alone. I have fought pretty hard so far, and they have bumped up there original estimate by 30%.
Time will tell



We do need to have a value thread. I am going to keep bringing that up. I may just start a thread with my truck and everyone can just post up. You need to understand that the value you post should be the same as the value you stated when you registered your truck. Or the sold value. If we have a 100 post thread with values that exceed what the insurance companies say, I believe that it could even be used in court. It may be a very valuable resource.
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Old Jan 19, 2008 | 07:42 PM
  #49  
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From: Washington St
93' dodge 250 ext cab 5speed 4x4 diesel - $9000 (olympi
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Old Jan 19, 2008 | 09:08 PM
  #50  
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From: Nevada Co., CA
"Texas Board of Insurance" good luck getting any satisfaction thru a gov't agency.

I'm not an attorney, but common sense says that if the ins. co. of the guy who hit you won't pony-up then you go after the guy. If the ins. co. disappeared from the face of the earth the guy who hit you is responsible for paying. Sorry, just tired of decent people getting ripped off.

Send the check back and tell them what you'll settle for.
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Old Jan 20, 2008 | 12:05 PM
  #51  
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From: Dallas Baby!!!!
Originally Posted by bigredbrick
"Texas Board of Insurance" good luck getting any satisfaction thru a gov't agency..
They are cheaper and have more pull than a lawyer. At this point, I am almost out of options.

Originally Posted by bigredbrick
but common sense says that if the ins. co. of the guy who hit you won't pony-up then you go after the guy. .
The guy made a mistake by hitting me, he is not the one trying to rip me off. I am not about to go after a regular guy, like me, because the company he pays for insurance is trying to cheat me.

Originally Posted by bigredbrick
Send the check back and tell them what you'll settle for.
Tried that once. They put my claim on inactive status.
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Old Jan 21, 2008 | 09:37 PM
  #52  
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From: Nevada Co., CA
I don't envy your predicament. The one time I had to deal with this I got a reasonable, no hassle settlement. I guess things have changed since then. Hassling with insurance jerks drove my friend out of the auto body business. Insurance companies screw with everybody involved in the process.
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