Other Everything else not covered in the main topics goes here. Please avoid brand and flame wars. Don't try and up your post count. It won't work in here.

Cancel your credit cards Before you die

Old May 21, 2011 | 09:24 AM
  #1  
BigIron70's Avatar
Thread Starter
Cummins Guru
15 Year Member
Liked
 
Joined: Feb 2008
Posts: 4,191
Likes: 65
From: Sunny Southern California Land of Fruits and Nuts
Cancel your credit cards Before you die

I don't know whether to laugh my butt off after
> > reading this, or to cry, or to just vegitate.
> >
> > I think the emotion that will win out is laughter.
> > Laughter is good for you!
> >

> > Be sure and cancel your
> > credit cards before you die! This is so priceless, and so
> > easy to see happening, customer service being what it is
> > today.
> >
> >
> > A lady died this past
> > January, and Citibank billed her for February and March
> > for their annual service charges on her credit card, and
> > added late fees and interest on the monthly charge. The
> > balance had been $0.00 when she died, but now somewhere
> > around $60.00. A family member placed a call to Citibank.
> > Here is the exchange :
> > Family Member: 'I am
> > calling to tell you she died back in January.'
> > Citibank : ' The account
> > was never closed and the late fees and charges still
> > apply.'
> >
> > Family Member: 'Maybe you
> > should turn it over to collections.'
> >
> > Citibank : 'Since it is
> > two months past due, it already has been.'
> >
> > Family Member: So, what
> > will they do when they find out she is dead?'
> >
> > Citibank : 'Either report
> > her account to frauds division or report her to the credit
> > bureau, maybe both!'
> >
> > Family Member: 'Do you
> > think God will be mad at her?'
> > Citibank : 'Excuse me?'
> > Family Member: 'Did you
> > just get what I was telling you - the part about her being
> > dead?'
> >
> > Citibank : 'Sir, you'll
> > have to speak to my supervisor.'
> >
> > Supervisor gets on the
> > phone:
> >
> > Family Member: 'I'm
> > calling to tell you, she died back in January with a $0
> > balance.'
> >
> > Citibank : ' The account
> > was never closed and late fees and charges still apply.'
> >
> > Family Member: 'You mean
> > you want to collect from her estate?'
> >
> > Citibank : (Stammer) 'Are
> > you her lawyer?'
> >
> > Family Member: 'No, I'm
> > her great nephew.' (Lawyer info was given)
> >
> > Citibank: 'Could you fax
> > us a certificate of death?'
> >
> > Family Member: 'Sure.'
> > (Fax number was given)
> >
> > After they get the fax :
> >
> > Citibank: 'Our system just
> > isn't setup for death. I don't know what more I can do to
> > help.'
> >
> > Family Member: 'Well, if
> > you figure it out, great! If not, you could just keep
> > billing her. She won't care.'
> >
> > Citibank: 'Well, the late
> > fees and charges will still apply.'
> >
> > (What is wrong with these
> > people?!?)
> >
> > Family Member: 'Would you
> > like her new billing address?'
> >
> > Citibank : 'That might
> > help....'
> >
> > Family Member: ' Odessa
> > Memorial Cemetery, Highway 129, Plot Number 69.'
> >
> > Citibank : 'Sir, that's a
> > cemetery!'
> >
> > Family Member: 'And what
> > do you do with dead people on your planet???'
> >
> > (Priceless!!)
> > And you wondered why
> > Citibank needed help from the Feds?
Reply
Old May 21, 2011 | 09:34 AM
  #2  
6spd05Dually's Avatar
Registered User
 
Joined: May 2009
Posts: 236
Likes: 0
From: San Antonio, TX
lmao! Common sense will always prevail over a college degree and idiots like that who run these big banks. To funny!

Last edited by 6spd05Dually; May 21, 2011 at 10:38 AM. Reason: grammar correction
Reply
Old May 21, 2011 | 10:20 AM
  #3  
gadget.35-06's Avatar
Registered User
 
Joined: May 2009
Posts: 537
Likes: 0
From: Lancaster, Ca.
...Our gene pool needs a little chlorine, methinks...
Reply
Old May 21, 2011 | 12:28 PM
  #4  
SIXSLUG's Avatar
Registered User
15 Year Member
Liked
Loved
Community Favorite
 
Joined: May 2006
Posts: 5,613
Likes: 167
From: Pacific NW, B'ham, Kalispell MT
These people are paid to occupy a space and be on the phone for their entire shift.

Actually solving a real problem does not apply, just being on the phone connected to someone on their list is what pays their salary.

Ridiculous foolishness, American corporate style!!
Reply
Old May 21, 2011 | 03:46 PM
  #5  
Fronty Owner's Avatar
'People of Wal-Mart' 2010 finalist
 
Joined: Feb 2005
Posts: 456
Likes: 0
From: Oklahoma/Texas
Originally Posted by gadget.35-06
...Our gene pool needs a little chlorine, methinks...
I dont think we have enough chlorine on this planet...
Reply
Old May 21, 2011 | 03:49 PM
  #6  
Hvytrkmech's Avatar
Administrator ........ DTR's puttin fires out and workin on big trucks admin
 
Joined: May 2006
Posts: 2,013
Likes: 3
Sad but funny.
Reply
Old May 22, 2011 | 11:03 AM
  #7  
6cylinders's Avatar
Registered User
 
Joined: Oct 2003
Posts: 170
Likes: 2
From: Washington State
I had a line of credit with USBank, hadn't used it in years, $0 balance.
Get a bill in the mail for $50 , call and ask "what's this"
They tell me it's a yearly service fee (never had one before),
I tell them to close the account I never use it.
Woman tells me they will waive the service fee, seems like the easiest route
so I tell her OK.
Next month I get a bill for $5, I call and they say it is partial payment
on the $50 I never paid,
I told her they waived the fee, I hear her typing, she says "yes I see that
and we will waive the $5 also.
Next month I get a bill for .08 cents! Call again,,they say it's partial payment on the $5 I never paid. I tell her all that was waived.
I hear her typing, she says : "Yes I see that"
So I say, " so you will waive the .08 cents?"
She says "No we have to have that"
I talk to supervisor, same thing!
So I'm not going to write a check for .08 cents, then put a stamp on it.
I go to local branch and lay a nickel and 3 pennies on counter and say,
"I'd like to make a payment on my Line of credit"
Teller says they can't fool with payments that small.
I pull out the statement that says .08 cents due , lay it on the counter
and tell her "obviously you do".
I told her the whole story, she thought it was funny but was disgusted
with the bank at the same time, she took the .08 cents and
I had her close the account. Which I should have done at the start.
Reply
Old May 22, 2011 | 11:14 AM
  #8  
Fronty Owner's Avatar
'People of Wal-Mart' 2010 finalist
 
Joined: Feb 2005
Posts: 456
Likes: 0
From: Oklahoma/Texas
Originally Posted by 6cylinders
...
I had her close the account. Which I should have done at the start.
if they are going to charge for their card, that is a good first step.
Reply
Old May 22, 2011 | 11:27 AM
  #9  
Scotty's Avatar
Top's Younger Twin
 
Joined: Nov 2001
Posts: 3,743
Likes: 21
From: Thanks Don M!
When my step dad passed away, my mom was trying to get some of the paperwork sorted out.
The worst place was our federal gov. Even after she presented his death certificate by mail twice, in person twice, [one original and the rest certified copies at her expense] she kept getting letters that he has to file his taxes. He has been dead fro 3 yrs now and she just got a notice in April about his taxes again! So we went out to the grave site, took a picture, printed it off and went to the gov building with that and the death certificate again and waited 45 min to see a supervisor.

This 'supervisor' asks my mom if she is my step dad's wife and if she is acting on his behalf. HUH?!
So my mom hands the picture to him and says if you want to talk to Jack, here he is. Then she tells this guy to stop bothering her with this bs and leave her alone.
My step dad did not owe any money and the lawyer took care of it all.

Too many people are puppets and have very little common sense anymore.
Reply
Old May 22, 2011 | 11:50 AM
  #10  
67HotRod's Avatar
Registered User
 
Joined: Feb 2005
Posts: 1,178
Likes: 0
From: Gretna, Louisiana
Said part is the govt bailed these idiots out and were paying for it..
Reply
Old May 22, 2011 | 12:02 PM
  #11  
cougar's Avatar
Registered User
15 Year Member
Liked
Loved
Community Favorite
 
Joined: Apr 2009
Posts: 3,317
Likes: 485
From: alaska
If I Know I'm going to die, I will sign everything of value over to some well hated organization, then run my credit it card to the max. My last will and testament will read something like,,, Tough.

Last edited by BC847; May 23, 2011 at 02:43 PM. Reason: Language
Reply
Old May 22, 2011 | 12:13 PM
  #12  
anoldbiker's Avatar
Registered User
 
Joined: Apr 2010
Posts: 138
Likes: 0
From: Tennessee
Said part is the govt bailed these idiots out and were paying for it..


The sad part is Obama is 'EXPANDING' the government and adding it to OUR bill.
Reply
Old May 23, 2011 | 06:07 AM
  #13  
6spd05Dually's Avatar
Registered User
 
Joined: May 2009
Posts: 236
Likes: 0
From: San Antonio, TX
I have been up all night working on my truck doing preventative maintenance and replacing seals, but these stories from the .08 cents down made me lmao!

Great way to start a Monday morning!
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
DTR-username
24 Valve Engine and Drivetrain
11
Oct 3, 2016 07:46 PM
Rednecktastic
Other
16
Jul 21, 2010 04:11 AM
Lary Ellis (Top)
Other
10
Oct 3, 2007 04:37 PM
Buckshotram
Other
44
Aug 8, 2007 04:18 AM
manganos
Other
18
Feb 13, 2006 05:37 PM


Thread Tools
Search this Thread

All times are GMT -5. The time now is 02:37 PM.