So my wife is at the grocery store this evening and goes to use the debit card and it's rejected. No biggie, the bank has had computer issues in the past, so she just uses it as a credit card and it's fine.

Comes home, logs into our account and finds a balance of $0. Yep, zero, zip, zilch. Mind you, I just got paid yesterday. So, we look at the checks that paid and find a $4500 check, a $1200 check, a $950 check and a $875 check plus an electronically cleared check for $275. None of which we wrote. $7725!!! Overdraft protection kicked in, so they got some from our savings, too.

Call the bank and report all this and close the account. We look into our check boxes and find, lo and behold, one book missing. The bank tells me they were cashed in and around DFW. Now... we start thinking about how this could happen and find that really, the only possibility of a physical possession transfer of a book of checks could be during our recent move - when we had 4 or 5 strangers in our house packing up all our stuff. One of them had to have opened a box of checks and grabbed the top book. There aren't words derisive enough or strong enough to describe an animal like this.

I filed a police report and with it, the bank will put the money back into my account, but that's not really fair either since they'll have to eat it. At least they can bounce all the other checks from that book and perhaps get the person writing the checks caught. I'll buy my own ticket to TX to testify!!

We moved in October from TX to RI. Strange that it's only happened this week. My guess is that the packer that did this got fired from the moving company, and was holding onto it... just in case. Wonder how many other people's checkbooks he has in reserve.

I won't mention the name of the moving company in the public forum so Jack doesn't get sued, but if anyone in the DFW area is planning a move, PM me and I'll give you some advice on who to avoid.

 

Wow, at least your bank is making it right. I'm sure a prison farm will be nice this summer for the offending check writer.

 

I would recommend you sign up for one of those identity fraud deals, at least for a while. Who knows what other things they may try to pull off with the information they have. For $50 or $60 it will cost you for a year, it may be worthwhile.
Good luck
Mishkaya

 

Yeah, I put a fraud alert on my account at the 3 big agencies. It'll be on there for 90 days and then I'll recheck and see what's going on. New accounts don't show on the reports for a while anyway.

Doesn't TX still allow you to shoot people who do this kind of stuff?

 

Great news!! My Edge Juice, Banks Monster Exhaust, PG7 Air Intake and Gauges just arrived in the mail!!

Just kidding. That stinks. I really do not like thieves. Hope they get caught.

 

wow, my munched transfer case doesn't seem so bad now I hope you find the justice you deserve, and soon.

 

A co-worker of mine had 1 check stolen from the middle of her check book. Took a lot of time and effort on her part to get it resolved in WA state. Not sure if it is all fixed yet.

You seem to be out of the woods with yours.

Good luck

 

My wife lost her D/L. We thought we knew where, so were not too worried about it. Next thing we know, we get the bill form a "finance company" for a $7500 you'll pay for it forever type of loan.

Still trying to get that settled, but I think it would have been cheaper to just pay the dang loan off.

Good luck and keep EVERY piece of paper you can showing your progress and actions.

Ed

 

Will you be getting those checks back that have already cleared? Does the bank in Tx still mail your "used" checks back to you?
Nat

 

My best friend had a business partner for quite a few years, at least 10 I think. When they disolved the business, his partner apprently took my friends social security number and date of birth with him and started opening charge accounts in my friends name, but all at different addresses and PO boxes. He even paid on them and kept them up to date for a year or more before he decided to 'disappear' and stop paying. NOW, all these companies that the partner opened accounts with, have found out my friends REAL address and are coming after him for the amounts owed. Can't blame them really, but what a nightmare trying to convince them they were opened fraudulently in the first place.

chaikwa.

 

I If he is caught some good- for- nothing lawyer (don’t take me wrong, there must be at least one good layer somewhere still breathing) will have him back on the street in less than a day. He will then be able to steel enough so that he can pay this lawyer.
The lawyer will then represent him in front of some pantywaist judge that if he is found guilty will slap him on the hand and tell him “ don’t you do that again or I’ll trough the book at you”.

Having heard the same speech the last time he was before that same judge the thief will then laugh all the way out of the court house and go back to steeling.

In some ways the Arab countries have the right idea, you steel you loose a hand, if you steel again you loose the other hand. They do not have a lot of trouble with rapist in the Middle East.

Ok, I through with my ranting. In real life I know that it would never work out. Some layer from the ACLU would argue that if you cut the thief’s hands off, you were depriving him of the opportunity to work in his chosen profession.


Sorry for the rant but some things just get to me.