I see I can get more cash back if I finance with DC. Anyone know what they're rates are? To get the cash back are there different rates then the 0%/36 months, 2.9% or whatever it is for 48 & 60 month rates?

Are there any penalties for paying it off early?

Thanks.

 

No on the penalties. I was only 20 with i bought mine. only 21 now haha. had no credit so my apr is a lil high for the times at 8% but got the cash backk. the nwent and refinanced with my local credit union for the rest. Worked out purty good

 

I bought the Magnum and used DC financial to get the $1k rebate (only rebate available for the Magnum). Then I went down to my credit union and refinanced the car for 1.5% less.

MikeyB

 

I had a friend who financed thru DC and got the $1k back. Rates thru ChryCo financial were 6.99%
Made a payment or two, and refinanced thru a credit union for 2.75%

He was happy.

Good luck.....


Steve

 

I thought this was possible but wanted some "proof" first. I joined my state Farm Bureau a couple of weeks ago. I haven't received anything from them, but they cashed my check 2 weeks ago, so my 30 days should be up in 2 weeks so I can add another $500 to the rebates.

Thanks, guys for the info.

 

Useed DC financial for the 2005 town & country. 4.99% got all the rebates and as a partern with DC where I worked that also had incentives.

 

I found Chrysler Financial to be very resonable. I am only 21 and haven't built up a large credit history yet, but I was able to get a 6.11% rate.

My dealer told me that they like to see about 3 payments before you pay it off (if you get the $1k rebate, that is). However he made it sound like that was certainly not set in stone and they really couldnt do anything if you paid it off the day after you bought it.

 

Don't know why they would care. If it ain't in the contract they meant to leave it out. It's figured into the price to begin with or should be.

Edwin

 

Make sure you don't get stuck on the six year plan. Unless thats what you want, and if so, by all means do it.

 

6 years? No thanks. Not for me. I'm trying to locate a NV5600 equipt SLT or Laramie now. There's one at a dealer a friend of mine works for. He told me about it and although it's not 100% the truck I want, it's close enough. Having the 5600 went alot of the way to 100%.

 

Yeah, I got shafted on that deal. SIX years! At least I have an extra year to think about my mistake. Keep telling my self, next time "Just say no. Just say no. Just say no."