Truck Is Paid Off
02-19-2007, 04:27 PM
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Truck Is Paid Off
so my 22nd birthday is coming up this sunday, and i though it would be nice to pay off my truck as a gift to myself. so i have been saving everything i could get for a couple months now and i am sending the check off this week! it's nice to finally own it. now if i can just save up enough for a tranny!
02-19-2007, 05:00 PM
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Good for you!!! 
It's a good feeling when you can do that at your age. Just make sure to save the equivalent amount of what your monthly payment was... that way when you go to buy another one you can pay cash up front and not spend a ludicrous amount of money by borrowing. 
It's a good feeling when you can do that at your age. Just make sure to save the equivalent amount of what your monthly payment was... that way when you go to buy another one you can pay cash up front and not spend a ludicrous amount of money by borrowing.
02-19-2007, 05:04 PM
#5
DTR's Cow Boss
I know that feeling I have had these two stinkin credit cards floating around that I have never been able to pay off because of lack of money and needin to get buy and I am finally goin to give them both a lead pill this next week to the tune of 2 grand of debt gone now I gotta start working to pay off the loan for the stinking tranny thats in a truck i dont own any more 
02-19-2007, 05:14 PM
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I know that feeling I have had these two stinkin credit cards floating around that I have never been able to pay off because of lack of money and needin to get buy and I am finally goin to give them both a lead pill this next week to the tune of 2 grand of debt gone now I gotta start working to pay off the loan for the stinking tranny thats in a truck i dont own any more
02-19-2007, 05:29 PM
#7
DTR's Cow Boss
Thats not evenin the icing on the cake I am what they call up side down 
all because of a carreer change I thought was goin to be a good one and make more money only to find out they lied about my pay I am making about 1.25 an hour less and only getting about 67ish hours for two weeks
all because of a carreer change I thought was goin to be a good one and make more money only to find out they lied about my pay I am making about 1.25 an hour less and only getting about 67ish hours for two weeks
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02-19-2007, 06:47 PM
#8
Administrator
I bought out of my lease at the beginning of the year, that felt pretty good.
I never planned on turning it in at the end or selling it, but when I got it that was the only way I could afford the payment.
It's more mine now than it was, but still not all mine yet.
phox
I never planned on turning it in at the end or selling it, but when I got it that was the only way I could afford the payment.
It's more mine now than it was, but still not all mine yet.
phox
02-19-2007, 06:52 PM
#9
Thats not evenin the icing on the cake I am what they call up side down all because of a carreer change I thought was goin to be a good one and make more money only to find out they lied about my pay I am making about 1.25 an hour less and only getting about 67ish hours for two weeks
all because of a carreer change I thought was goin to be a good one and make more money only to find out they lied about my pay I am making about 1.25 an hour less and only getting about 67ish hours for two weeks All because I was lured by more money. "...the grass is always greener..."
02-20-2007, 05:31 AM
#11
Administrator / Scooter Bum
Congrats, 
It's a great feeling to not have to send one more large check out every month.
"Bank" that same check into a savings account for a few months and start growing a OMG fund.
It's a great feeling to not have to send one more large check out every month.
"Bank" that same check into a savings account for a few months and start growing a OMG fund.
02-20-2007, 07:25 AM
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Congrats....
My suggestion is to remember this day and try to always stay this way..
I have paid off all my cars.. and it is nice to not have a car payment at the end of each month.
Now if i can just get my house paid off I will be Free
My suggestion is to remember this day and try to always stay this way..
I have paid off all my cars.. and it is nice to not have a car payment at the end of each month.
Now if i can just get my house paid off I will be Free
02-20-2007, 09:25 AM
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Smart move! Since you have developed the ability to not spend every dime you earn instantly, you're a rare "bird" in America. Don't change your pattern.
Remember: The borrower is servant to the lender.
Remember: The borrower is servant to the lender.
02-20-2007, 09:36 AM
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Good for you!!! It's a good feeling when you can do that at your age. Just make sure to save the equivalent amount of what your monthly payment was... that way when you go to buy another one you can pay cash up front and not spend a ludicrous amount of money by borrowing.
It's a good feeling when you can do that at your age. Just make sure to save the equivalent amount of what your monthly payment was... that way when you go to buy another one you can pay cash up front and not spend a ludicrous amount of money by borrowing.