so my 22nd birthday is coming up this sunday, and i though it would be nice to pay off my truck as a gift to myself. so i have been saving everything i could get for a couple months now and i am sending the check off this week! it's nice to finally own it. now if i can just save up enough for a tranny!

 

Congrats.... It does feel good not having another bill to pay...

 

Nice. I bout got the wife's 03 paid off, still a few bills left on mine...

Congrats!!!

 

Good for you!!! It's a good feeling when you can do that at your age. Just make sure to save the equivalent amount of what your monthly payment was... that way when you go to buy another one you can pay cash up front and not spend a ludicrous amount of money by borrowing.

 

I know that feeling I have had these two stinkin credit cards floating around that I have never been able to pay off because of lack of money and needin to get buy and I am finally goin to give them both a lead pill this next week to the tune of 2 grand of debt gone now I gotta start working to pay off the loan for the stinking tranny thats in a truck i dont own any more

 

OUCH!!!!!!!!!!!!!

 

Thats not evenin the icing on the cake I am what they call up side down all because of a carreer change I thought was goin to be a good one and make more money only to find out they lied about my pay I am making about 1.25 an hour less and only getting about 67ish hours for two weeks

 

I bought out of my lease at the beginning of the year, that felt pretty good.

I never planned on turning it in at the end or selling it, but when I got it that was the only way I could afford the payment.

It's more mine now than it was, but still not all mine yet.


phox

 

Boy, I know that feeling! I took a job last April that was supposed to be more money and the same hours I worked before, plus a pretty decent relocation package. Well, the campaign promises haven't come true! I am working way more hours and haven't been able to sell my house! I now am losing big money, working alot more, plus having to pay rent on top of my mortgage. All because I was lured by more money. "...the grass is always greener..."

 

there are alot of people out there that will sell you a dream larger than life.

 

Congrats,
It's a great feeling to not have to send one more large check out every month.
"Bank" that same check into a savings account for a few months and start growing a OMG fund.

 

Nice, ill be putting mine on a mortage in about a year.

 

Congrats....

My suggestion is to remember this day and try to always stay this way..

I have paid off all my cars.. and it is nice to not have a car payment at the end of each month.

Now if i can just get my house paid off I will be Free

 

Smart move! Since you have developed the ability to not spend every dime you earn instantly, you're a rare "bird" in America. Don't change your pattern.

Remember: The borrower is servant to the lender.

 

That is what I did, I worked for a company that provided a vehicle for me, so I payed myself a $700 truck payment every month plus threw my tax returns and any extra money in there , after a couple years I went and wrote a check for mine, there is nothing better than having a paid off truck, that isnt worn out