I am not sure where this belongs so move it to the right place if it needs to be moved.

I was injured at work a four years ago and had to file a medical BK. Anyway, trying to find credit can be a hard thing sometimes. I was able to purchase my 04 with 5.9% and if I can find similar will be replacing it with either an 05/06 Dodge. I had an interesting call with Chrysler Financing yesterday and the rep there told me that EVERY single loan that a dealer sets up they will buy back from the dealer. She also stated that the dealer is the only one that sets up the financing. If the dealer sets up 1.9% Chrysler Financing will buy it back. If the dealer sets up 15.9% then Chrysler Financing will buy it back.

I am not sure that is how it works but that is exactly what I was told. Do you have any experience with this? I have found a couple of trucks that I am interested in but do not want to make the long drives to check them out only to get the run around once I am there.

Any help would be appreciated.

Thanks,

Joe

 

Call your credit union or bank and see what they would offer you. Tell them to pull your credit if need be. I would only have them pull your credit if you're serious about buying...if there are 2 or 3 credit checks within a week or two, it just goes down as one check because you were buying something most often.

That's what I would do, check with your local financial institution and sit down and chat with them. Try Desert Schools CU or something maybe, I dunno.