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Insurance cost for those under 25?

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Old 07-29-2004, 07:50 PM
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Yep 45, that is property tax. But heh, we don't have state income tax.
Old 07-29-2004, 09:08 PM
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Talking

I thought I paid high insurance but after seeing you alls I see Im not that bad off. Im 32, 1 speed ticket,married, 2 other cars and house. I pay $330.00 every 6 months. I failed to mention I have a 1999 Dodge Ram 2500 quad cab, 4x4
Old 07-29-2004, 10:35 PM
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23 here.

My NJ insurance was $5000 a year. My quote for 750000 liability and 25000 physical damage on a COMMERCIAL policy in AZ was $5000.
Old 07-30-2004, 12:16 AM
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nonford
What the heck is your tax rate for your property tax? No state income tax, tha'ts where they get you is on the prop tax side. Oregon is the same way, but no sales tax, and get about another .5% on the prop tax.
Old 07-30-2004, 06:26 AM
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45, I have to look @ the rate, but when I lived in Federal Way,WA my tax on same price house 300K was 3k less??? Another thing I remember the electricity out there was much cheaper. But, that was 8 years ago so I'm sure it must huvver close to what I'm @ now. When we lived in upstate (Binghamton area) NY, man, that is another place that will eat your lunch (big state tax too). I guess I'm just used to it now. What else can you do about it except PAY. But I have to say one thing, we got some kick@@s schools here. My friends house valued @ 675K, you should see his tax! It's a mortgage payment for others.....
Old 07-30-2004, 12:19 PM
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I'm in the process of getting a new carrier. Was told yesterday that the insurance code for most cars was about 10 the ram 2500 cummins is 19. That automatically forces rates up. I'm 51 no accidents or tickets, got 3 quotes, range from $460 to $560/6. Side Note: I checked with Gieco for all three or fours cars one time and they were $900 more, and I think that was per 6 months.
Better check around.
Old 07-30-2004, 02:28 PM
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I'll tell you all a quick story on my auto policy. I had AAA auto ins. for 30 years, yes. 30 years. No one could ever touch them if you were a member for any length of time. Well, I checked into COSTCO insurance, which uses American Express, I saved almost $500.00 a year and AAA could have cared less about me leaving even tho AAA says that Costco is their Biggest competition. Go figure, After 30 years and maybe 3 claims at most, they said nothing. So I said, C-YA
Old 08-01-2004, 10:42 PM
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Well I'm 18 and I just got my new truck a 2004 2500 Quad cab 4x4 short bed and Mine is $800 every 6 months. Not bad if you ask me.
Old 08-02-2004, 09:24 AM
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Glad I don't have a 3rd Gen!

Insurance for me on a 96 is $4500 a year. But I'm 19, and had 1 big incident and one small one that I paid everything for when I was 16, so I'm screwed for a few more years as far as insurance goes.

Chris
Old 08-02-2004, 10:30 AM
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Originally posted by signature600
Glad I don't have a 3rd Gen!

Insurance for me on a 96 is $4500 a year. But I'm 19, and had 1 big incident and one small one that I paid everything for when I was 16, so I'm screwed for a few more years as far as insurance goes.
Man, I thought my insurance is expensive, but it is nothing compared to yours. I pay $3200 a year for a 2003 3500, 2003 VW Golf TDI, 2002 travel trailer, house, and $1 million umbrella liability. My auto coverage is the max on both vehicles.

No tickets ever, 1 minor accident in 2003, and I'm 32 years old.

Brian Elfert
Old 08-03-2004, 11:32 AM
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Well, Im 20, just bought the truck last weekend, have a few blemishes, 3 speed tickets, but none within the last 4 years ( had them all when i was on a school permit haha) And mines running 1850 every 6, In sioux city iowa. Comes to around 300 a month. One company wanted 2100, im like how bout i just buy a nother truck and skip the insurance haha
Old 08-04-2004, 02:33 AM
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I'm 43, been with Allstate about 15 years, no tickets, no claims, and paying 450 every 6 mos. on CTD, that is with multi-car discount, premium customer discount, etc.
I asked why it jumped $120 from my pwrstr I traded-in, agent said Ram is rated same as a Ford Mustang.
I truly believe Insurance is just the MOB with a legit business face.
Old 08-04-2004, 11:52 AM
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Originally posted by nonford
Funny thing, I noticed in Consumer Reports that the cheapest truck to insure was the Cheby Avalanche? They rated the Dodge above average (meaning more), Ferds were avarage also. Can't figure why they would single out the Ram as more to insure? Anyway, when I replaced my 1500 with the 2500, mine went up $23 for 6 months to $416. But, I live in TX and behind Massachusetts, we are a very high insurance premium state. They always bring up about not paying state income tax, but dang, my residential tax is $5873/yr, homeowner insurance $1120/yr and auto insurance $1473 for both vehicles (wife has a 04 GLX PASSAT). Yeah, thank goodness we don't have state income tax. Sorry for the whining!
There is always a catch in States without a certain tax or another, be it lack of sales tax, like Oregon or Montana, or lack state income tax like Texas. Their are no free rides! Each State is going to make up that difference somewhere fellas
Old 08-04-2004, 09:04 PM
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35 , married , home , multi-car , safe driver.....440 every 6 months on 600 quad 4wd.... 415 on 04 Volvo s60 2.5T .....thru Tenn. Farmers Mutual.
Old 08-06-2004, 08:04 PM
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Any of you guys ever consider raising some of your deductibles? Going from $500 to $1000 deductible for collision coverage, i.e., will reduce your rates.


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