Do I need a &quot;Gold Plan&quot; for my new Ram? The powertrain warranty looks pretty good as it is. A friend who was an accountant for a dealership said all those extended warranties are cash grabs. I have leased my last few vehicles so it was not an issue. What about the rust, paint, and fabric protection plans? What does $175 get me...some guy emptying a couple spray cans of Scotch Guard on my seats?<br><br>P.S. On this day let's not forget the people who served and those who gave their lives to provide us the liberty to gather here and communicate freely.