Accident this Morning- Poor, Poor FORD
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Joined: Mar 2006
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From: Alb,NM
Thats not totally true. Your uninsured motorist is for things just like this. The deductable does come into play but unless its a pretty shady insurance company they can not change you rates based on a uninsured motorist claim. I have a few experiences with it I think my wifes tahoe has a ret target on the side that people love.
Shows what a Ford is made of. As for your uninsured motorist coverage good luck. I hope you have full coverage insurance. Uninsured motorist is for the case that someone is driving your vehicle and they are not on your auto policy, like letting a buddy drive your truck.. Your vehicle will have to be covered under your comp and collision. Your deductible will apply and depending on the company will more than likely affect your rates. The insurnace company will try to recoupe there losses from the other driver but you will still pay in the mean time. Sucks... but I hope it works out for you. Doesn't look like a whole lot of damage.. Other driver might need a beat down before it is over.
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