Minimal Amounts of Insurance
02-05-2007, 10:48 PM
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Minimal Amounts of Insurance
What levels of insurance do I need?? I will be hauling light trailers for a local Mfg. I recieved quotes from progressive, but need input on amounts to carry. Thanks in advance.
02-06-2007, 12:18 AM
#2
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The only reason for insurance is if you are planning to wreck.
Don't wreck and you can get along fine with no insurance.
I wish the highways were completely "drive at your own risk", get hit, you're just hit, no lawyers, no cops, just push them out of the way and call a wrecker, totally no-fault.
Don't wreck and you can get along fine with no insurance.
I wish the highways were completely "drive at your own risk", get hit, you're just hit, no lawyers, no cops, just push them out of the way and call a wrecker, totally no-fault.
02-06-2007, 12:47 AM
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The only reason for insurance is if you are planning to wreck.
Don't wreck and you can get along fine with no insurance.
I wish the highways were completely "drive at your own risk", get hit, you're just hit, no lawyers, no cops, just push them out of the way and call a wrecker, totally no-fault.
Don't wreck and you can get along fine with no insurance.
I wish the highways were completely "drive at your own risk", get hit, you're just hit, no lawyers, no cops, just push them out of the way and call a wrecker, totally no-fault.
Sounds good, but then we need seperate highways for those over 60, those under 21, those that drink, and those that operate cellphones.
02-06-2007, 10:38 AM
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The only reason for insurance is if you are planning to wreck.
Don't wreck and you can get along fine with no insurance.
I wish the highways were completely "drive at your own risk", get hit, you're just hit, no lawyers, no cops, just push them out of the way and call a wrecker, totally no-fault.
Don't wreck and you can get along fine with no insurance.
I wish the highways were completely "drive at your own risk", get hit, you're just hit, no lawyers, no cops, just push them out of the way and call a wrecker, totally no-fault.
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02-06-2007, 10:39 AM
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Legally you'll need 750,000$ unless the GCWR of those trailers and your truck is going to be equal or less than 10,000, then you need $300,000 - this is assuming you are going interstate.
02-06-2007, 04:06 PM
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Watch out for Progressive's 300 mile radius clause!! I had them, could not get them to change. TT's were favored over 5th wheels - why ?? I dunno. Seems to me a 5th wheel setup is safer than a TT.
02-06-2007, 04:17 PM
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02-07-2007, 10:26 AM
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avdunn, you are really leaving out a lot of details:
is this a for hire operation? are you interstate? or staying within your state? where do you live? where is the trailer manufacturer? what is the highest gvwr of the trailers? and what is the gvwr of your truck?
Check out http://xj.cdevco.net/ - center column for details about getting into for hire hauling.
is this a for hire operation? are you interstate? or staying within your state? where do you live? where is the trailer manufacturer? what is the highest gvwr of the trailers? and what is the gvwr of your truck?
Check out http://xj.cdevco.net/ - center column for details about getting into for hire hauling.
02-07-2007, 03:56 PM
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02-07-2007, 04:07 PM
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